Wemple Connection
24-Hour Telephone Banking
Toll Free Number 866/404-8002
Checking
Wemple State Bank now offers Image Checking. Image Checking, a modern alternative to the traditional method of returning individual checks, allows you to organize and reconcile your account more easily than ever before. And, best of all the image documents are legal documents recognized by courts of law and the Internal Revenue Service.
$2000 of Accidental Death coverage is provided with all accounts unless otherwise noted.
|
Regular Free Checking
|
no minimum |
| Student |
no minimum |
| *Advantage checking |
$100 minimum |
| *Advantage Plus checking |
no minimum |
| *Seniors |
no minimum |
*=Club Accounts
Please follow this link for a listing of local ATMs that are not owned by WSB in which you will not receive an ATM charge other than the $1.00 for each transaction by WSB. http://alphalinkalliance.com
Interest Bearing Checking Accounts
Super Now - $500 minimum
Money Market Account
Account Balance Levels
|
Annual
Percentage
Yield |
| Tier 1 0-24,999.99 |
.20 |
| Tier 2 25,000.00-49,999.99 |
.35 |
| Tier 3 50,000.00-74,999.99 |
.55 |
| Tier 4 75,000.00-99,999.99 |
.60 |
| Tier 5 100,000.00-999,999.99 |
.70 |
Effective-October 19, 2011
(Rates Subject to Change Without Notice)
Savings Accounts
Regular Savings Accounts
Statement Savings
Health Savings Accounts
A Health Savings Account (HSA) is a tax-exempt trust or custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses of you, your spouse, and your dependents. For further questions or more information on HSA's, please feel free to contact the main bank at 217/435-2181.
Health Savings Account |
Annual
Percentage
Yield |
| |
1.46 |
Effective-October 19, 2011
(Rates subject to change without notice)
Xmas Club - Starts Nov. 1, payout mid October
Certificate of Deposits
| CD Terms |
Annual
Percentage
Yield |
| 90 days |
.40 |
| 182 days |
.55 |
| 12 mo. |
.80 |
| 18 mo. |
.90 |
| 24 mo. |
1.15 |
| 30 mo. |
1.35 |
| 36 mo. |
1.56 |
| 48 mo. |
1.81 |
| 60 mo. |
2.01 |
APY based on semi-annual add-on interest
Effective October 19, 2011
(Rates Subject to Change Without Notice)
A penalty may apply to CD's withdrawn before maturity
IRA Accounts
IRA Term
|
Annual
Percentage
Yield
|
| IRA 18 mo. |
1.11 |
Effective October 19, 2011
(Rates Subject to Change Without Notice)
Regular IRA
Roth IRA
S.E.P. IRA
SIMPLE IRA
Trust Accounts
Trust Department
Executors and Guardians securing limited powers of trust will experience our long standing tradition of personal professional expertise. Our dedication to courteous and confidential coordination of Estates and Farm Management dates back to the turn of the last century.
Loans
Equal Housing Lender
Mortgage Loans
3, 5, & 7 yr. balloon, 15, 20, and 30 yr. fixed
Adjustable Rate Mortgages also available
FNMA Guidelines
FHLBC Guidelines
3, 5, & 7 yr. balloon, 15, 20, and 30 yr. fixed Adjustable Rate Mortgages also available FNMA Guidelines FHLBC Guidelines
Rural Development Mortgages
USDA 1st Time Home Buyer Program
USDA Construction Loan Program
Commercial Loans
Consumer Loans
Auto Loans
NADA Book
Agricultural Loans
IFDA
FHA Guarantee Loans
Farmer MacII
Safe Deposit
Safe Deposit Boxes
Enjoy "peace of mind" vault security for your valuables
$10.00 - $40.00 per year rent